FSCS in-default register

Enterprise Insurance Company Plc

Declared in default25 July 2016

What this means for you

Because Enterprise Insurance Company Plc has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Indicative FSCS compensation limit for this firm's products: up to £85,000 per eligible claim (90% of liability with no cap on protected insurance, including ATE).

Background

Gibraltar-based insurer that wrote motor and ATE business sold through UK brokers, including Box Legal and Temple. Declared in default July 2016.

Products this firm wrote

After-the-Event insuranceMotor insuranceGeneral insurance

How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.