FSCS in-default register

F Harding (deceased) ta Fred Harding (Insurances) and Company

Declared in default30 March 2009FRN 118199

What this means for you

Because F Harding (deceased) ta Fred Harding (Insurances) and Company has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

F Harding (deceased), trading as Fred Harding (Insurances) and Company (FRN 118199), was declared in default by the Financial Services Compensation Scheme on 30 March 2009. The firm's product types were not specified in available records. Former customers may be entitled to FSCS compensation, though the specific limits depend on the financial products they held with the firm at the time of its default.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.