FSCS in-default register

D Lay (deceased) t/a Crofton Assurance Service

Declared in default31 August 2007FRN 125173

What this means for you

Because D Lay (deceased) t/a Crofton Assurance Service has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

D Lay (deceased), trading as Crofton Assurance Service (FRN 125173), was declared in default by the Financial Services Compensation Scheme on 31 August 2007. The firm's product types were not specified in available records. Former customers may be entitled to FSCS compensation, though the applicable limits depend on the type of financial product involved.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.