FSCS in-default register

M Harris (deceased) t/a Coverguard Insurance Brokers

Declared in default15 September 2006FRN 126110

What this means for you

Because M Harris (deceased) t/a Coverguard Insurance Brokers has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

M Harris (deceased), trading as Coverguard Insurance Brokers (FRN 126110), was declared in default by the Financial Services Compensation Scheme on 15 September 2006. The firm provided insurance broking services to retail customers. Former customers may be entitled to FSCS compensation of up to 90 per cent of eligible claims with no upper limit, subject to the scheme's standard eligibility criteria.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.