FSCS in-default register

J Dow (deceased) t/a Joseph M. Dow, Esq.

Declared in default14 September 2006FRN 131803

What this means for you

Because J Dow (deceased) t/a Joseph M. Dow, Esq. has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

J Dow (deceased), trading as Joseph M. Dow, Esq., was declared in default by the FSCS on 14 September 2006. The firm, which held Financial Services Authority registration number 131803, offered financial services to UK customers, though specific product lines are not recorded in available documentation. Former customers of the firm may be eligible for FSCS compensation, subject to the standard limits applicable to their product category.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.