FSCS in-default register

Breadalbane (Mortgage and Insurance) Limited

Declared in default7 December 2006FRN 134746

What this means for you

Because Breadalbane (Mortgage and Insurance) Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Breadalbane (Mortgage and Insurance) Limited (FRN 134746) was declared in default by the Financial Services Compensation Scheme on 7 December 2006. The firm offered mortgage and insurance products to customers. Former customers with eligible claims may be entitled to FSCS compensation of up to £85,000 for mortgage-related claims and 90 per cent of losses without limit for insurance claims.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.