FSCS in-default register

N Nicholson t/a Lighthouse (Vintry) and Guildhouse

Declared in default29 June 2009FRN 161098

What this means for you

Because N Nicholson t/a Lighthouse (Vintry) and Guildhouse has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

N Nicholson, trading as Lighthouse (Vintry) and Guildhouse (FRN 161098), was declared in default by the Financial Services Compensation Scheme on 29 June 2009. The firm's specific regulated product offerings cannot be determined from available records. Former customers may be entitled to FSCS compensation depending on the products they held, subject to standard compensation limits.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.