FSCS in-default register

Effective Financial Planning Limited

Declared in default31 October 2007FRN 192169

What this means for you

Because Effective Financial Planning Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Effective Financial Planning Limited, FRN 192169, was declared in default by the Financial Services Compensation Scheme on 31 October 2007. The firm's specific product offerings are not recorded in available data, limiting clarity on the scope of its regulated activities. Former customers may be entitled to compensation under FSCS protection rules, though the applicable limits depend on the financial products the firm was authorised to provide.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.