FSCS in-default register

Home & County Mortgages Limited

Declared in default24 March 2011FRN 303206

What this means for you

Because Home & County Mortgages Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Home & County Mortgages Limited (FRN 303206), a UK-regulated mortgage lender, was declared in default by the Financial Services Compensation Scheme on 24 March 2011. The firm had offered mortgage products to customers. Former customers holding mortgage claims may be entitled to FSCS compensation of up to £85,000 per eligible claim.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.