FSCS in-default register

Smart Motor Finance Limited

Declared in default28 July 2014FRN 312309

What this means for you

Because Smart Motor Finance Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Smart Motor Finance Limited (FRN 312309) has been declared in default by the Financial Services Compensation Scheme as of 28 July 2014. The firm's specific product offerings cannot be determined from available data. Former customers may be eligible for FSCS compensation, though the applicable limits depend on the financial products involved in their claims.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.