European Finance UK Limited
What this means for you
Because European Finance UK Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.
Background
European Finance UK Limited (FRN 312987) was declared in default by the Financial Services Compensation Scheme on 11 April 2013. The firm's specific product offerings cannot be determined from available records, limiting clarity on the scope of its regulated activities prior to default. Eligible customers may seek compensation through the FSCS, though claim limits vary by product type: up to £85,000 for investments, mortgages, and deposits, or 90% of losses without cap for insurance products.
Products this firm wrote
How to claim
- Check you were a customer of this firm during the period it was regulated.
- Gather your policy / advice / contract paperwork — start with anything you have in writing.
- Identify your loss and the date it crystallised.
- Apply via the FSCS online claim portal at claims.fscs.org.uk.
- The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.