Oracle Consultants Ltd, trading as Incisive Wealth, Incisive Dental, Incisive Wealth Management
What this means for you
Because Oracle Consultants Ltd, trading as Incisive Wealth, Incisive Dental, Incisive Wealth Management has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.
Background
Oracle Consultants Ltd, which operated under the trading names Incisive Wealth, Incisive Dental, and Incisive Wealth Management (FRN 618258), provided pension advice, pension transfer services, and Self-Invested Personal Pension (SIPP) administration. The Financial Services Compensation Scheme declared the firm in default on 11 November 2022. Eligible customers may claim compensation of up to £85,000 per product type under FSCS rules.
Products this firm wrote
How to claim
- Check you were a customer of this firm during the period it was regulated.
- Gather your policy / advice / contract paperwork — start with anything you have in writing.
- Identify your loss and the date it crystallised.
- Apply via the FSCS online claim portal at claims.fscs.org.uk.
- The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.